List of banks in Zambia

 Zambia has a robust banking sector with several commercial banks regulated by the Bank of Zambia (BoZ). 

list of  banks in Zambia 2025
Image Credit: Business Telegraph

Below is a list of notable banks operating in Zambia:

  1. AB Bank Zambia Limited
  2. Absa Bank Zambia Plc
  3. Access Bank Zambia Limited
  4. Atlas Mara Bank Zambia Limited
  5. Bank of China Zambia Limited
  6. Citibank Zambia Limited
  7. Ecobank Zambia Limited
  8. First Alliance Bank Zambia Limited
  9. First Capital Bank Zambia Limited
  10. First National Bank Zambia Limited (FNB)
  11. Indo-Zambia Bank Limited
  12. Investrust Bank Zambia Limited
  13. Stanbic Bank Zambia Limited
  14. Standard Chartered Bank Zambia Plc
  15. United Bank for Africa (UBA) Zambia Limited
  16. Zambia Industrial Commercial Bank Limited
  17. Zambia National Commercial Bank Plc (Zanaco)

These banks provide services such as personal banking, corporate banking, trade finance, and more, catering to diverse economic sectors in the country


List of international banks in Zambia

International banks operating in Zambia include several well-known global financial institutions providing services such as trade finance, corporate banking, and retail banking. Below is a list of notable international banks in Zambia:

  1. Absa Bank Zambia Plc – A subsidiary of Absa Group, headquartered in South Africa.
  2. Access Bank Zambia Limited – Part of the Nigeria-based Access Bank Group.
  3. Bank of China Zambia Limited – A branch of China's major banking institution.
  4. Citibank Zambia Limited – The Zambian branch of the U.S.-based Citibank.
  5. Ecobank Zambia Limited – Part of the Pan-African Ecobank network.
  6. First National Bank Zambia Limited (FNB) – A subsidiary of FirstRand Group from South Africa.
  7. Standard Chartered Bank Zambia Plc – A prominent UK-based bank with a strong presence in Zambia.
  8. United Bank for Africa (UBA) Zambia Limited – A part of the Nigeria-headquartered UBA Group​

Banks that changed names 

One notable instance of a bank changing its name in Zambia is Barclays Bank Zambia, which officially rebranded to Absa Bank Zambia in 2020. This transition was part of a broader effort by the parent company, Absa Group Limited, to unify its African operations under the Absa brand after Barclays reduced its ownership stake in the group. The change was accompanied by updates to branding, such as a shift to Absa's distinctive red color palette, but customer services and account details were largely unaffected

Additionally, Atlas Mara Bank Zambia was acquired by Access Bank, resulting in rebranding as Access Bank Zambia. This reflects ongoing consolidation trends in Zambia's banking sector.

These rebrands highlight shifts in ownership or strategic focus within Zambia's financial services landscape. If you'd like more specific details or updates about other banks, let me know!

Notes

These banks operate alongside local banks and contribute significantly to Zambia's financial services sector. For detailed services or branch locations, you can visit their official websites. with advanced FinTech, most banks have made banking easy with mobile apps that customers use to manage transactions.